The retirement system is still being changed by Congress.

Before a measure can be finalized, differences between the Secure 2.0 version that the House passed and the Senate proposals still need to be resolved.

Both houses' committees that have jurisdiction are now convening to start that procedure.Here are some of the clauses and how the House and Senate versions differ.

Before the year is through, there's still a good possibility that reforms to the American retirement system will be implemented.

Even though the midterm elections will be on November 8 and the new Congress won't start until January 3 at the earliest,

both Republicans and Democrats are in favor of increasing Americans' capacity to save for retirement.

The measures collectively go by the name "Secure 2.0," a tribute to the 2019 Secure Act, whose provisions brought about significant reforms to the retirement system for the first time since 2006.

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